Ask Dr. Per Cap: IIM accounts earn higher interest

  Dear Dr. Per Cap: Why does my IIM account pay so much higher interest than my bank account?   Isn’t it basically the same thing? Signed, Loves Coffee   Dear Loves Coffee, An IIM or Individual Indian Money account is a very unique financial product that differs...

Ask Dr. Per Cap: Family matters

  Dear Dr. Per Cap: My cousin has a habit of not paying back loans, but just asked to borrow more money.  How can I help without getting burned? Signed, Twice Burned   Dear Twice Burned I’ve learned over the years that money lent to friends and family has a bad...